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	<title>Comments for Christian Debt Coach</title>
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	<link>http://christiandebtcoach.com</link>
	<description>Defeat, Destroy, and Demolish Debt.</description>
	<lastBuildDate>Mon, 19 Mar 2012 11:33:06 +0000</lastBuildDate>
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		<title>Comment on How Much Can I Afford Calculators &#124; Reasons to Avoid Them At All Costs by Carnival of Personal Finance &#8211; Ted Talks Edition</title>
		<link>http://christiandebtcoach.com/how-much-can-i-afford-calculator/#comment-132</link>
		<dc:creator>Carnival of Personal Finance &#8211; Ted Talks Edition</dc:creator>
		<pubDate>Mon, 19 Mar 2012 11:33:06 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=95#comment-132</guid>
		<description>[...] Ford from Christian Debt Coach presents How Much Can I Afford Calculators &#124; Reasons to Avoid Them At All Costs, and says, &#8220;Discover the inherit issues with online [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford from Christian Debt Coach presents How Much Can I Afford Calculators | Reasons to Avoid Them At All Costs, and says, &#8220;Discover the inherit issues with online [...]</p>
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		<title>Comment on 5 Proven Reasons Why Co-Signing a Loan is Worse than Gambling by Weekend links for 03/04/2012 &#124; Personal Finance Success</title>
		<link>http://christiandebtcoach.com/co-signing-a-loan-is-bad/#comment-125</link>
		<dc:creator>Weekend links for 03/04/2012 &#124; Personal Finance Success</dc:creator>
		<pubDate>Sat, 03 Mar 2012 05:08:47 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=90#comment-125</guid>
		<description>[...] Ford of Christian Debt Coach gives five reasons why you should never co-sign for a loan.  I had been planning to write a [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford of Christian Debt Coach gives five reasons why you should never co-sign for a loan.  I had been planning to write a [...]</p>
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		<title>Comment on 5 Proven Reasons Why Co-Signing a Loan is Worse than Gambling by Carnival of Financial Planning &#8211; Money Management Edition #226 &#124; Cult Of Money</title>
		<link>http://christiandebtcoach.com/co-signing-a-loan-is-bad/#comment-124</link>
		<dc:creator>Carnival of Financial Planning &#8211; Money Management Edition #226 &#124; Cult Of Money</dc:creator>
		<pubDate>Fri, 02 Mar 2012 18:22:52 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=90#comment-124</guid>
		<description>[...] Ford presents 5 Proven Reasons Why Co-Signing a Loan is Worse than Gambling posted at Christian Debt Coach, saying, &#8220;Discover why co-signing a loan is such a bad [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford presents 5 Proven Reasons Why Co-Signing a Loan is Worse than Gambling posted at Christian Debt Coach, saying, &#8220;Discover why co-signing a loan is such a bad [...]</p>
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		<title>Comment on Debt is a Symptom: How to Diagnose and Prescribe a Debt Solution (No Degree Required!) by Carnival of Personal Finance # 349 &#124; Sustainable Personal Finance</title>
		<link>http://christiandebtcoach.com/debt-is-a-symptom-how-to-diagnose-and-prescribe-a-debt-solution-no-degree-required/#comment-121</link>
		<dc:creator>Carnival of Personal Finance # 349 &#124; Sustainable Personal Finance</dc:creator>
		<pubDate>Mon, 20 Feb 2012 17:27:00 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=84#comment-121</guid>
		<description>[...]  I think I want to undertake a similar exercise.Craig Ford from Christian Debt Coach presents Debt is a Symptom: How to Diagnose and Prescribe a Debt Solution (No Degree Required!), and says, &#8220;Discover the true causes of your debt crisis.&#8221;  Glad I don&#8217;t need to [...]</description>
		<content:encoded><![CDATA[<p>[...]  I think I want to undertake a similar exercise.Craig Ford from Christian Debt Coach presents Debt is a Symptom: How to Diagnose and Prescribe a Debt Solution (No Degree Required!), and says, &#8220;Discover the true causes of your debt crisis.&#8221;  Glad I don&#8217;t need to [...]</p>
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		<title>Comment on Little Changes Make Big Differences: $100 Spending Cut Challenge by Craig Ford</title>
		<link>http://christiandebtcoach.com/little-changes-make-big-differences-100-spending-cut-challenge/#comment-120</link>
		<dc:creator>Craig Ford</dc:creator>
		<pubDate>Wed, 08 Feb 2012 20:14:28 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=79#comment-120</guid>
		<description>Richard,
You&#039;ve gone above and beyond the call of duty!  Sorry to hear about the lay off, but it seems like you&#039;ve got a solid game plan and a healthy approach to everything.</description>
		<content:encoded><![CDATA[<p>Richard,<br />
You&#8217;ve gone above and beyond the call of duty!  Sorry to hear about the lay off, but it seems like you&#8217;ve got a solid game plan and a healthy approach to everything.</p>
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		<title>Comment on Little Changes Make Big Differences: $100 Spending Cut Challenge by Richard Rinyai</title>
		<link>http://christiandebtcoach.com/little-changes-make-big-differences-100-spending-cut-challenge/#comment-117</link>
		<dc:creator>Richard Rinyai</dc:creator>
		<pubDate>Mon, 06 Feb 2012 16:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=79#comment-117</guid>
		<description>Well, I got laid off about 2 months ago and had to cut back on quite a few expenses.  My family is good for a few years, since I received a nice severance package and we can make it stretch for quite some time.

I look at it as my newly found emergency fund, as I have been building it for quite some time, but now I am very close to it.

I was able to cut back on the &quot;wants&quot; and got way more than $100 a month of cutting back.</description>
		<content:encoded><![CDATA[<p>Well, I got laid off about 2 months ago and had to cut back on quite a few expenses.  My family is good for a few years, since I received a nice severance package and we can make it stretch for quite some time.</p>
<p>I look at it as my newly found emergency fund, as I have been building it for quite some time, but now I am very close to it.</p>
<p>I was able to cut back on the &#8220;wants&#8221; and got way more than $100 a month of cutting back.</p>
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		<title>Comment on Little Changes Make Big Differences: $100 Spending Cut Challenge by Carnival of Personal Finance #347, The Giants Edition &#124; My Blog</title>
		<link>http://christiandebtcoach.com/little-changes-make-big-differences-100-spending-cut-challenge/#comment-116</link>
		<dc:creator>Carnival of Personal Finance #347, The Giants Edition &#124; My Blog</dc:creator>
		<pubDate>Mon, 06 Feb 2012 12:49:42 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=79#comment-116</guid>
		<description>[...] Ford from Christian Debt Coach presents Little Changes Make Big Differences: $100 Spending Cut Challenge, and says, “Cutting a $100 spending per month can make a large [...]</description>
		<content:encoded><![CDATA[<p>[...] Ford from Christian Debt Coach presents Little Changes Make Big Differences: $100 Spending Cut Challenge, and says, “Cutting a $100 spending per month can make a large [...]</p>
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		<title>Comment on 5 Brilliant Credit Card Spending Guidelines that Make You Look Smarter than Einstein by Craig Ford</title>
		<link>http://christiandebtcoach.com/5-brilliant-credit-card-spending-guidelines-that-make-you-look-smarter-than-einstein/#comment-115</link>
		<dc:creator>Craig Ford</dc:creator>
		<pubDate>Sun, 29 Jan 2012 20:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=33#comment-115</guid>
		<description>That would be true if protecting ones credit score was a top priority.  If a top priority is removing the debt and temptation of debt then canceling the card is a better choice.  Ultimately, a person needs to decide which is most important.  For the sake of this blog getting out of debt and staying out of debt is more important than building a solid credit score.</description>
		<content:encoded><![CDATA[<p>That would be true if protecting ones credit score was a top priority.  If a top priority is removing the debt and temptation of debt then canceling the card is a better choice.  Ultimately, a person needs to decide which is most important.  For the sake of this blog getting out of debt and staying out of debt is more important than building a solid credit score.</p>
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		<title>Comment on 5 Brilliant Credit Card Spending Guidelines that Make You Look Smarter than Einstein by G$$$ Maker</title>
		<link>http://christiandebtcoach.com/5-brilliant-credit-card-spending-guidelines-that-make-you-look-smarter-than-einstein/#comment-113</link>
		<dc:creator>G$$$ Maker</dc:creator>
		<pubDate>Tue, 24 Jan 2012 14:10:19 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=33#comment-113</guid>
		<description>DO NOT CLOSE the account.  Closing the account will damage your credit score more than a late payment.  Pay down the balance and use it wisely in the future, but closing the account (especially multiple accounts) will damage your credit score.  Unless you don&#039;t care about such things.</description>
		<content:encoded><![CDATA[<p>DO NOT CLOSE the account.  Closing the account will damage your credit score more than a late payment.  Pay down the balance and use it wisely in the future, but closing the account (especially multiple accounts) will damage your credit score.  Unless you don&#8217;t care about such things.</p>
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		<title>Comment on How to Love Each Other Like Romeo and Juliet (Even When You&#8217;re Going Through a Financial Crisis) by EllenMarie</title>
		<link>http://christiandebtcoach.com/how-to-love-each-other-like-romeo-and-juliet-even-when-youre-going-through-a-financial-crisis/#comment-80</link>
		<dc:creator>EllenMarie</dc:creator>
		<pubDate>Thu, 12 Jan 2012 00:50:33 +0000</pubDate>
		<guid isPermaLink="false">http://christiandebtcoach.com/?p=43#comment-80</guid>
		<description>Thank you. I hope you don&#039;t mind,but I posted your article and talked about your blogs that I like on about.com&#039;s Frugal Living forum. Maybe you could check the forum out-I have been on there for about 12 years and they are so nice and friendly. It is a great site that we share ideas on how to save money,share menus,etc and offer great support for one another. So I introduced your site so hopefully you will see more traffic coming in if you can even tell! Keep up the good work!</description>
		<content:encoded><![CDATA[<p>Thank you. I hope you don&#8217;t mind,but I posted your article and talked about your blogs that I like on about.com&#8217;s Frugal Living forum. Maybe you could check the forum out-I have been on there for about 12 years and they are so nice and friendly. It is a great site that we share ideas on how to save money,share menus,etc and offer great support for one another. So I introduced your site so hopefully you will see more traffic coming in if you can even tell! Keep up the good work!</p>
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